The Last Page of 2025

BROWNBAGBETS DAILY CARD

December 31, 2025

12:45 PM ET · Year’s End Edition

The year doesn’t end with fireworks. Sometimes it ends with a missed rotation, a late whistle, or a last-second three that flips the wrong way.

That Florida State shot last night — the one that turned a cover into a loss — felt like a perfect snapshot of how 2025 closes for us at BrownBagBets. Not catastrophic. Not unfair. Just sharp, thin, and unforgiving.

The bankroll now sits at 78%. That number tells a story, but not the whole one. What matters is that the structure never broke. Exposure stayed measured. Bigger conviction spots still did their job. Smaller edges absorbed the noise.

This is who we are. We don’t hide from December. We study it. Because the end of the year doesn’t judge how hot you got — it reveals how real your process was.

Tomorrow, the ledger turns. January asks different questions. Tonight, we finish the book honestly. That’s the work.

If this way of thinking resonates, we invite you to join the BrownBagBets community and learn how we read markets through Pattern Walk™. We’ll be here when the page turns.

Yesterday’s Results · Dec 30

NCAA Football
USC ML ❌ · Tennessee -2.5 ❌

NCAA Basketball
Toledo -10.5 ❌ · UNC -13.5 ❌ · Seton Hall ML ✅ · Temple ML ✅ · Tennessee State ML ✅

NBA
Grizzlies ML ❌ · Lakers +2.5 ❌ · Clippers -9.5 ✅

NHL
Flyers ML ✅

December Performance Dashboard

Bankroll Position 78%
Start 100% → Current 78%
MTD Record: 112–131 (46%)
ROI: –23%
Bets Tracked: 250
Market Phase: Late-December Compression
By Sport: NFL 20–19 · NBA 16–31 · NHL 18–22 · NCAAB 38–35 · NCAAF 11–14 · EPL 10–9 · UCL 3–0
By Market: Spread 50–64 · Moneyline 29–41 · Totals 26–19 · Props 10–12
December rewards discipline. January rewards clarity.

Today’s Plays · Year’s End Slate

NCAA Football — Bowl Games

Sun Bowl — Arizona State vs Duke
Arizona State +3.5 4%
Citrus Bowl — Michigan vs Texas
Texas -5.5 2%
Las Vegas Bowl — Nebraska vs Utah
Nebraska +14.5 3%
Cotton Bowl — Miami (FL) vs Ohio State
Miami +9.5 4%

NCAA Basketball

NJIT at Penn — Penn -14.5 4%
Stony Brook at William & Mary — W&M -10.5 4%

NHL

Predators at Golden Knights — Knights -1.5 3%
Blues at Avalanche — Avalanche -1.5 2%

NBA

Magic at Pacers — Magic -3.5 2%

Responsible Gambling Disclaimer

Please be aware that gambling involves risk and should be considered a form of entertainment. It should not be relied upon as a source of income. Ensure that you fully understand the risks involved and seek advice if necessary. Participation should be moderate and controlled.

At BrownBagBets, while we provide insights and strategies, we do not guarantee winnings and cannot be held responsible for losses resulting from gambling activities. We encourage all members to gamble responsibly and within their means.

Our Approach to Bankroll Management

We advocate for a strategic approach to betting with our innovative bankroll management techniques. Our aim is to help gamblers make informed decisions and extend their playtime and enjoyment. Remember, the smartest bettors always know when to stop.

If you or someone you know has a gambling problem, help is available. Contact the National Gambling Helpline at 1-800-522-4700.

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The Ledger Turns: Where the Year Changes — and the Process Doesn’t

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December Whispers: How Bankroll Intelligence Shows Up Late