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BrownBagBets Daily Card
Monday, October 27, 2025 • 12:30 PM ET
Bankroll: 172% EPL • NFL • NHL • NBA • MLB
Compounding Cuts Both Ways — and That’s the Point

Sunday was volume: 21 plays, an 8–13 slate. Because we built a cushion earlier this month, late‑month swings get bigger in either direction — that’s the math of compounding, not a change in process. We size bets as a % of bankroll, so when we’re up, absolute stake dollars rise. The outcome: after a losing day, we still sit at 172% of where we started. That’s success in a cash‑flow framework.

Tier credits & volume: high‑grade volume earns us rebates and perks that improve net outcomes over the season. It’s real value stacked on top of price edge — especially on action‑heavy Sundays. And a quick note: our EPL specialist is back from hiatus, which should steady soccer results after a 1–3 Sunday.

Card posted: 12:30 PM ET Stake = % of bankroll
Yesterday’s Results (Sun)
EPL • Burnley @ Wolverhampton
Pick: Wolverhampton ML -108
Wager: 1%
LOSS
EPL • Manchester City @ Aston Villa
Pick: City ML -130
Wager: 1%
LOSS
EPL • Nottingham Forest @ Bournemouth
Pick: Bournemouth ML -110
Wager: 1%
WIN
EPL • Tottenham @ Everton
Pick: Everton ML +130
Wager: 1%
LOSS
NFL • Dolphins @ Falcons
Pick: Over 44.5 -110
Wager: 2%
LOSS
NFL • Bears @ Ravens
Pick: Under 45.5 -130
Wager: 2%
LOSS
NFL • Bears @ Ravens
Pick: Bears +2.5 -102
Wager: 1%
LOSS
NFL • Bills @ Panthers
Pick: Panthers +7.5 -115
Wager: 2%
LOSS
NFL • Bills @ Panthers
Pick: Rico Dowdle o49.5 rush yds -115
Wager: 2%
WIN
NFL • Jets @ Bengals
Pick: Jets +7 -115
Wager: 2%
WIN
NFL • Jets @ Bengals
Pick: Joe Flacco Under 0.5 INT -110
Wager: 1%
WIN
NFL • 49ers @ Texans
Pick: Texans Team Total Under 21.5 -110
Wager: 2%
LOSS
NFL • 49ers @ Texans
Pick: 49ers +2.5 -110
Wager: 1%
LOSS
NFL • Browns @ Patriots
Pick: Browns Team Total Under 16.5 -112
Wager: 2%
WIN
NFL • Browns @ Patriots
Pick: Under 40.5 -108
Wager: 1%
LOSS
NFL • Giants @ Eagles
Pick: Jaxson Dart over 197.5 -115
Wager: 1%
LOSS
NFL • Giants @ Eagles
Pick: Giants +7.5 -115
Wager: 1%
LOSS
NFL • Buccaneers @ Saints
Pick: Buccaneers -3.5 -110
Wager: 1%
WIN
NFL • Cowboys @ Broncos
Pick: Cowboys team total o23.5 -124
Wager: 3%
WIN
NFL • Cowboys @ Broncos
Pick: Cowboys +3.5 -115
Wager: 2%
LOSS
NHL • Golden Knights @ Lightning
Pick: Lightning ML -140
Wager: 2%
WIN
October Results To‑Date (thru 10/26)
Bankroll: 100% → 172% Record: 148–125–5 (+8–13 on 10/26)
Visualized vs 200% scale • Live bankroll currently at 172% (see header KPI).
By Sport
MLB
27–19
NFL
39–44
NCAAF
38–20–3
🔥 hot
EPL
7–11–1
UCL
12–5
La Liga
1–4
NHL
19–12–1
NBA
6–6
Serie B
0–1
By Market Type
Spread
64–45–5
Moneyline
39–31
Totals
27–21
Props
19–22
2025 Bankroll Growth — Month‑End Performance

End‑of‑month bankroll vs a 100% start. Green = winning month; red = drawdown.

Jan
82%
Feb
124%
Mar
128%
Apr
147%
May
58%
Jun
52%
Jul
121%
Aug
124%
Sep
171%
Oct (LIVE)
In Progress
Closes 10/31
“Monthly income” vs compounding (illustrative): Cash‑out: withdraw anything above 100% each month (Jan–Sep on $1,000 ≈ $2,150 income; principal $1,000). • Compound: roll forward (≈ $1,480 end of Sep, +48%). • 2024 full‑year 117% ≈ finish near 217% of start under compounding.
Today’s Picks — Monday 10/27
MLB • World Series G3 — Blue Jays @ Dodgers
Pick: Dodgers -1.5 +105
Wager: 3%
NEW
MLB • World Series G3 — Blue Jays @ Dodgers
Pick: Under 8.5 -114
Wager: 2%
NEW
NFL • Commanders @ Chiefs
Pick: Commanders +12.5 -130
Wager: 2%
NEW
NBA • Celtics @ Pelicans
Pick: Pelicans ML -125
Wager: 3%
NEW
NBA • Nets @ Rockets
Pick: Reed Sheppard over 9.5 pts -120
Wager: 2%
NEW
NBA • Nuggets @ Timberwolves
Pick: Nuggets -5.5 -113
Wager: 2%
NEW
NBA • Grizzlies @ Warriors
Pick: Warriors -8 -120
Wager: 1%
NEW
NHL • Bruins @ Senators
Pick: Senators ML -175
Wager: 2%
NEW
FAQ — How We Operate
Why are down days acceptable at 172%?
Because stakes are percent‑based. When we run up early, later bets are larger in dollars even if % stays the same. Swings are the cost of compounding — and we want compounding.
How do tier credits help?
Rebates, promos, and VIP credits accrue with volume and reduce net cost. Over a season, these boosts matter — especially on action‑heavy Sundays.
EPL going forward?
Our EPL specialist is back on deck. Expect tighter pricing discipline and selective spots versus blanket volume.
© 2025 BrownBagBets • Educational content only. This is not financial advice. Wager responsibly.
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BrownBagBets Daily Card — Sunday, October 26, 2025 (Bankroll 184%)