Monday Madness: Top Bets for December 22, 2025

DAILY CARD

BrownBagBets Daily Card

December 22, 2025 · 9:30 AM ET

We took Sunday off — completely. No picks, no action, no forced opinions. That decision wasn’t random, and it wasn’t fear. It was discipline. December has slowly worn on this bankroll, and when losses accumulate without a clear structural edge, the sharpest move is sometimes to stop and listen instead of pressing forward.

Saturday finished 7–7 with a small loss, pushing the bankroll to 70%. Not catastrophic, but meaningful. Enough to demand reflection. Slow losing months don’t call for louder conviction — they call for quieter analysis. That’s what Sunday was for: reviewing where reads slipped, where market clarity degraded, and where volume may have outpaced confidence.

Days off are part of the process here. They prevent emotional carryover, protect capital, and reset pattern recognition. As we enter the final full week of December — and the final betting week of 2025 — the goal is not redemption. It’s precision. We move forward with fewer assumptions, tighter exposure, and renewed respect for when the market speaks clearly… and when it doesn’t.

If you’re new here, this is exactly what BrownBagBets is about. We don’t disappear when things get hard — and we don’t force action to stay visible. Our full framework lives inside the free Pattern Literacy PDF, available when you join the community. This final stretch is about clarity, not bravado.

December Performance Dashboard

MTD Record

82–93

Win Rate

47%

Month ROI

–15%

Bankroll

83% → 70%

By Sport: NFL 10–12 · NBA 10–17 · NHL 17–18 · NCAAB 29–30 · NCAAF 4–12 · EPL 10–4 · UCL 5–5
By Market: Spread 40–47 · Moneyline 18–27 · Totals 18–11 · Props 8–10
By Wager %: 7% 0–2 · 6% 1–2 · 5% 3–3 · 4% 15–17 · 3% 29–33 · 2% 32–39 · 1% 3–4

Results · Saturday, December 20

Chelsea/Newcastle Over 2.5 WIN
West Ham/Man City Over 3.5 LOSS
Brentford ML WIN
Liverpool ML WIN
Crystal Palace/Leeds Over 2.5 WIN
Texas A&M ML LOSS
Oregon -20.5 LOSS
Eagles -6.5 WIN
Jalen Hurts TD LOSS
Packers +2.5 LOSS
Monangai Over 45.5 WIN
St. John’s ML LOSS
Houston -3.5 WIN

Today’s Plays · Final Card

Updated 3:30 PM ET

NCAA Football

Washington State vs Utah State · Famous Idaho Potato Bowl
Washington State +1.5 (-115) 5%

English Premier League

Nottingham Forest at Fulham — Over 2.5 Goals (+105) 3%

NFL

San Francisco 49ers at Indianapolis Colts — 49ers -5.5 (-110) 5%

NCAA Basketball

West Georgia at #25 Georgia — Over 163.5 4%

Denver at Tulsa — Tulsa -17 5%

Bryant at High Point — High Point -18.5 5%

Indiana–Indianapolis at Grand Canyon — Over 166.5 4%

Bethune-Cookman at Arizona — Over 153.5 5%

NBA

Hornets at Cavaliers — Hornets +9.5 7%

Pistons at Trail Blazers — Trail Blazers +6 4%

Magic at Warriors — Magic +5.5 4%

NHL

Canucks at Flyers — Canucks ML 3%

Kraken at Ducks — Ducks -1.5 3%

Process FAQs

Why take days off?

Because clarity disappears when discipline turns into compulsion.

Is a 70% bankroll panic territory?

No — but it is a signal to tighten exposure and demand stronger reads.

What changes in the final week?

Volume decreases. Selectivity increases.

What is Pattern Literacy?

A framework for reading markets instead of predicting outcomes.